Give your daughter a secure future by investing in this government scheme, this way you can earn a total of 64 lakh rupees
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The Modi government's Sukanya Samriddhi Yojana (SSY) is a very popular scheme. The scheme is designed with the safe future of daughters in mind. Sukanya Samriddhi Accounts is the highest return scheme of the post office. In addition to the post office, the benefit of this scheme can be availed under government, private bank and other government schemes.
The current interest rate on Sukanya Scheme is 7.6 per cent. Such a high interest rate is not available in any post office scheme. What is special about this plan is that it has a maturity of 21 years but the guardian has to invest in it for 14 years only. The more you invest in this plan, the more you will get three times the profit on maturity. Under this scheme, up to Rs 64 lakh can be collected at the current interest rate of 7.6 per cent per annum.
Here's how to open a Sukanya Samrudhi account
To open Sukanya Samrudhi account, one has to go to the post office and take the form. She needs to have a daughter's birth certificate. Guardian ID proof will also be required. In which you can take any document like pen card, ration card, driving license, passport. The guardian will also have to submit documents for address proof. It also validates a driving license, passport, electricity bill or ration card. Your account will be opened after verification of your documents from the bank or post office. The account holder is also given a passbook after opening the account
Can start from 250 rupees
A minimum of Rs. 250 per annum can be deposited in Sukanya Samrudhi Yojana. Prior to that, the annual deposit was Rs.1000. A minimum of Rs 250 and a maximum of Rs 1.50 lakh can be deposited annually under the scheme.
Will get three times
the profit At present, the interest rate on Sukanya Samrudhi Yojana is 7.6 per cent. It will have to deposit Rs 1.50 lakh annually. If these interest rates remain the same and you deposit Rs 1.50 lakh per annum for 14 years, the total contribution from you on an annual investment of Rs 1.50 lakh for 14 years will be Rs 21 lakh. This would be Rs 37,98,225 at 7.6 per cent annual compounding in 14 years. This amount will be followed by a return of 7.6 per cent per annum for 7 years. At 21 years i.e. maturity this amount will be about Rs. 63,42,589.
Here's how to open a Sukanya Samrudhi account
To open Sukanya Samrudhi account, one has to go to the post office and take the form. She needs to have a daughter's birth certificate. Guardian ID proof will also be required. In which you can take any document like pen card, ration card, driving license, passport. The guardian will also have to submit documents for address proof. It also validates a driving license, passport, electricity bill or ration card. Your account will be opened after verification of your documents from the bank or post office. The account holder is also given a passbook after opening the account
Can start from 250 rupees
A minimum of Rs. 250 per annum can be deposited in Sukanya Samrudhi Yojana. Prior to that, the annual deposit was Rs.1000. A minimum of Rs 250 and a maximum of Rs 1.50 lakh can be deposited annually under the scheme.
Will get three times
the profit At present, the interest rate on Sukanya Samrudhi Yojana is 7.6 per cent. It will have to deposit Rs 1.50 lakh annually. If these interest rates remain the same and you deposit Rs 1.50 lakh per annum for 14 years, the total contribution from you on an annual investment of Rs 1.50 lakh for 14 years will be Rs 21 lakh. This would be Rs 37,98,225 at 7.6 per cent annual compounding in 14 years. This amount will be followed by a return of 7.6 per cent per annum for 7 years. At 21 years i.e. maturity this amount will be about Rs. 63,42,589.
